"How much can I borrow?"
How mortgage lenders assess the maximum you can borrow differs from company to company. Some will use a multiple of your earnings, and others base it on affordability of the monthly repayments.
"What's the most I can borrow?" - Enquire on-line and we'll let you know!
And then your next question - "What's it going to cost me?"
Please Note: -
There are different ways Lenders arrive at repayment figures for mortgages. This calculator should only be used as a guide to repayment figures. An actual APR figure is the most effective way of comparing costs.
Your property may be repossessed if you do not keep up repayments on your mortgage.
For mortgage advice you can choose how we are paid: -
- No fee. We will receive commission from the lender when your mortgage completes.
Or
- A fee. A fee of typically £580 payable on completion of your mortgage. Any commission received from the lender will be refunded to you.
Or
- A combination of a fee & commission. A fee of typically £280 payable on completion of your mortgage In addition we may receive commission from the lender.